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Here’s The Same Financial Advice Given To Mike Tyson And Supercar Builder Horacio Pagani

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Richard Dolan, head of boutique investment firm LEGACY.
Richard Dolan
There’s never been a better moment for entrepreneurs to build financial security. As the Covid-19 pandemic continues into 2021, many top performers want fresh advice on how to establish and maintain wealth in uncertain times. According to a survey from Fidelity Investments, more than 68% of Americans experience financial setbacks in 2020, so the focus on bouncing back this year is especially relevant for business owners. 
Richard Dolan, head of boutique investment firm LEGACY, has a 30-year tenure in advising high-profile clients, including celebrities such as boxer Mike Tyson and global brands like Google. Dolan’s approach draws from research areas such as financial psychology, behavioral finance, investor resilience, and the “economics of happiness,” giving rise to his very own “urban financial philosophy.” 
I recently sat down with Dolan virtually to discuss the contributors to his success, including his top financial advice for clients. Here are the three top tips he shares with all his clients: 

Write down a financial life assessment
Before setting goals, it’s essential to take inventory of your current financial situation. First, establish a focus for your financial future. Do you plan to retire at a certain point? How does your lifestyle contribute or detract from your overall wealth? Think through potential high-risk situations. Are you prepared for an income gap, if necessary? How would those potential gaps impact your overall wealth? Answering these questions and physically writing them down will help establish a baseline for financial planning.
Stop chasing results
Conduct an inventory of your financial life. Write out all current expenses, including long-term costs such as a mortgage or car payment. Compare those expenses against current and projected income. What happens if a project falls through? Plan for the unexpected. 

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“Stop chasing results,” Dolan advises. “Rather, become the source of results.” According to Dolan, the degree and quality of one’s organization defines and shapes their financial life and performance.  Preparing is about having the courage to know precisely where you are and where you are not financially. 
Establish your real deal, financial life intention
People frequently think of retirement as a time “somewhere out there.” Instead, plan now. Revisit and reset your vision for what a financial future really looks like. People are wired to do just enough by making ends meet. But in today’s climate of needs and aspirations, especially to make up for lost financial ground – we need more. Dolan recommends determining the exact amount of money required to support your lifestyle for one year. Then, 10X it to determine how much you should have in long-term savings. Taking what you need and multiplying it by ten provides the starting point of a bold and courageous conversation about the potential in one’s financial future.  
Overall, Dolan asserts that when people seek a high-performing financial life, they need to maintain a balanced approach to tolerating risk – take chances when necessary, but never lose sight of long-term goals.  The battle cry of Dolan’s work is that anyone, and at any time – can live a Great Financial Life – one that is whole, complete and performing.

How To Create A Bulletproof Patent

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Text Patent appearing behind ripped brown paper.
getty
First things first: When it comes to patents, there are no guarantees. Why? Because patent law is constantly evolving. From my perspective as an entrepreneur (which is to say, someone who views intellectual property as a tool for furthering my business goals) that’s really neither here nor there. 
My concerns are much more practical. How will I get paid for the technologies that I invent? How can I help my patent attorney or agent write my patent applications in such a way that they survive any challenger? Can I help my patent attorney prosecute my patents so that they fend off would-be challengers? That’s what I mean by “bulletproof.” 
When you come up with a new invention, the last thing you want to happen is for it to be commercialized without compensation. I know this is a big fear for inventors — myself included. And it’s a reasonable one, because entrepreneurs must always be fighting to get paid.

Being an inventor doesn’t endow you with special privileges. Every entrepreneur is fighting to get paid, day in and day out. (And if you want to profit from your invention, that’s how you need to look at yourself — as an entrepreneur, not only an inventor.)
To be clear, patents are not required to profit from an invention. Consumer product ideas that are not patented get licensed every single day. Typically, products that have a short lifespan don’t require patent protection.

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But let’s say you do have a big invention, and it’s for an industry that’s highly competitive. 
In that case, you’re going to need a wall of intellectual property to establish and defend your ownership of your invention. I’ve been in these kinds of industries before; I know what it takes. For me, getting paid is Entrepreneurship 101. 
In the early 2000s, I learned a very hard lesson. Like every other inventor, I thought having a patent would stop people from infringing on my invention. Boy was I naïve. After suing the toy company LEGO in federal court for patent infringement, this is what I learned: Patents are just words — words that are going to be interpreted differently by a patent examiner, judge, jury, and at the Patent Trial and Appeal Board. 
When you understand and fully embrace this, you can prepare. 
So, what can you do to help your patent attorney or agent craft the strongest patent possible ­— a patent that will hold up in court and at the Patent Trial and Appeal Board? 
I consulted with my longtime intellectual property attorney John Ferrell of Carr & Ferrell, who has represented both patent owners and patent challengers at the Patent Trial and Appeal Board, for his advice. The PTAB is the administrative body responsible for adjudicating patent disputes at the United States Patent and Trademark Office. 
Ferrell specializes in helping startups in Silicon Valley create value by building their companies into monopolies using intellectual property. The most important thing that you need to do to have a strong patent is to start with a strong invention, he told me in a phone interview.
“A strong invention doesn’t have to be Nobel Prize worthy, it just needs to clearly satisfy the requirements of patentability: To be new, useful and non-obvious. What makes the patent strong is having a clear understanding and description of what the actual improvement is and how this improvement fits into the universe of other related improvements in the field. This improvement, we refer to as the ‘point of novelty of the invention.’”
One way to help gain an understanding of how the point of novelty of an invention fits in is by conducting a prior art search, meaning looking at prior patents and other written descriptions of products and inventions in the space. Searching and reviewing prior art not only helps the inventor understand related ideas and products, but can also be very useful in further improving and refining the patent before filing.
In fact, Ferrell points out, the reason we have a patent office at all is so that we can learn from and improve on the inventions of others.
Prior Art
Prior art is your enemy. But can it also be your savior? Throughout the process of commercializing your invention, prior art can and will be used against you — including when you receive an office action from your patent examiner at the USPTO, attempt to secure a licensing deal, in lawsuits, at the PTAB, and by copycats imitating you. 
So, you must learn to look for prior art using Google Patents and the USPTO’s database. After you’ve taught yourself how to do this, I highly recommend hiring an independent third party to help you search further. You cannot find everything, but don’t stop searching too soon. Try to find as much as you can. When you find relevant prior art, read the patent over very thoroughly, starting with the drawings. They will potentially be a roadblock. 
Prior art exists for everything. I can almost guarantee you’re going to find patents that could present problems for you down the road. Make sure you absolutely know what your point of difference is versus the prior art before you get underway. 
And please, make this a worldwide patent search.
Pro Tip: If you think you’ve found something that’s very close to your invention, I highly recommend working with your patent attorney to determine what you need to do so that you do have a legitimate a point of difference. You might have to redesign or even reinvent. A good patent prosecutor can help you evaluate the prior art and possibly find a workaround.
When you thoroughly understand your invention’s point of novelty, you can make the description section of your patent application much more robust and colorful. 
“It’s that ability to add color and alternative embodiments and more information about that point of novelty, that’s what makes your patent strong — because then you can have dependent claims extending from that point of novelty,” Ferrell explained. 
Don’t run from what you find in prior art. Instead, consider addressing it head-on in your patent application. That’s another one of Ferrell’s strategies. When he finds a piece of prior art that is very close to the invention, he likes to call out that piece of prior art in the background section of the patent application. This gives him the opportunity to describe the shortcoming in the prior art that the new invention resolves. 
“You’re putting it right out there. You can tell the judge or the PTAB, ‘Look, we knew about that prior art, this is how we distinguished it and this is why, and we’ve discussed this with the examiner and we were quite upfront about it.”
On a webinar hosted by my organization Inventors Groups of America last fall, PTAB Judge Kal Deshpande reminded us that all of the exchanges that take place between patent examiners and patent prosecutors are recorded. When a patent whose claims are being challenged lands before a PTAB judge, he said, “We do take a look at what’s happened in the past. And we have a statute that says if this argument has been resolved once before, the court is not going to redo the work on it.”
Deputy Chief Administrative Patent Judge Jackie Wright Bonilla doubled down on the value of prior art searching and addressing prior art references with your patent examiner in the same webinar. 
“A lot of times people don’t want to necessarily spend the money upfront to do prior art searches,” she said. “But you might want to actually think about what your weakest positions are in terms of patentability, and really hit it head on during prosecution. Because if you do — if you have addressed the hard issues and come up with your secondary considerations, for example — that’s stuff that when someone comes back later and files an inter-partes review petition, you might be able to say, ‘Hey, this issue was already dealt with in prosecution.’ And that can be really powerful.” 
I agree. Prior art was critical to the success of my packaging innovation. What I learned from it allowed me to file intellectual property that was eventually issued. It’s also how I defended myself against LEGO in court. In essence, it’s what created a “bulletproof” patent portfolio for me.

Some of the prior art Stephen Key had to overcome to patent his packaging innovation.
Stephen Key
Claims
Michelle Armond is an intellectual property attorney who specializes in disputes and litigation. She represents both patent owners and patent challengers at the PTAB. As a panelist on the same webinar, she described how to think about constructing the claims in your application. 
“Inventors should be looking for a sort of Goldilocks claim: You want something that’s not too broad and is going to fall to a validity challenge, but also not too narrow that you can’t assert it later,” Armond explained. “Having a good idea of what your strategy is and what the prior art is is going to save you a lot of time and expense later.”
However, it is a mistake to focus only on the invention and not more broadly on the innovation and its context in the market. 
“I see this all the time in disputes: Someone comes up with a great idea and they don’t really think it through. The magic of having a skilled patent attorney is to try to think about how this is going to be commercialized, about where the market’s going to go, about how people are going to try to get around it and get different levels of patent protection accordingly — maybe on components, or products, or systems, or different scopes of claims, maybe some broader claims that might not survive validity challenge as well as narrower claims.”
If you fail to rigorously consider what you are protecting and how, the patent protection you end up with may not be particularly valuable, even if your invention was great. That’s unfortunate, even heartbreaking — but not uncommon, she said.
I know exactly what she means, because I frequently encounter patents whose claims don’t serve the inventor’s business interests at all, rendering the patent essentially worthless. 
Avoid having that happen to you by ensuring your patent attorney or agent understands what you’re going to be bringing to market and how. I tie the claims in my patent application to my objectives very closely by making a list of all the things I need to protect myself against the competition, and my point of difference. Do the claims in my patent application align? I work with my patent attorney to ensure they do. 
As you work with your patent attorney or agent on your patent application, imagine that you’re building up a wall of protection together. Be prepared for the competition to try to find a way of working around your intellectual property using some type of variation. (It’s happened to me; there’s a very good chance it could happen to you.) How? By trying to steal your invention from yourself first. 
Come up with as many variations and workarounds of your invention as you can. Make sure some of them are manufacturable. Then continue filing intellectual property on those variations and workarounds to stop others. Your goal is to make it as difficult as possible for someone to work around you, and easier just to pay you. 
This is how I ended up with more than 20 patents related to the same packaging technology. Sound extreme? Maybe, but this invention was producing quite a bit of revenue for me. I was able to block others from coming into the space by continuing to figure out how to manufacture it in different ways, and then patenting those manufacturing methods. 
Admittedly, the patenting process is expensive. I was able to pursue this strategy once revenue started to come in. And I had my licensee pay for most of the intellectual property, which I had negotiated in our licensing agreement.
Here’s one more tip. Identify the most efficient way of manufacturing your invention. I personally feel this is the most important thing you can do to strengthen your patent. At the end of the day, market success has a lot to do with the price of your product when it hits retail. Include this type of information in your patent application, as well as different manufacturing materials. 
Pro Tip: Always make sure you’re giving your patent attorney or agent all of the information that’s necessary for them to do a fantastic job. That includes the information obtained from prior art searching, manufacturing details, material specs, a working prototype, and of course any variations and workarounds that you have discovered.
In conclusion, if you feel there will be a fight ahead, you need to be prepared. You and only you must be the expert on your invention. No one else is going to put in the amount of work required. 
Don’t be naïve, and don’t play the victim.

Can You Really Make Money With Prime Time Profits? Read This Review

I came across the Prime Time Profits site looking for new and interesting internet-based work from home opportunities to make some extra money.
It calls itself a done-for-you system that’ll generate $500 a day on autopilot… but can you really make money with the Prime Time Profits system or is just another time-wasting, money-sucking scam?
I am a huge fan of earning income online, I mean having more money is always a good thing right? The trick is actually finding a method that works!
There’s no end of programs out there claiming to be legit but unfortunately, most of them turn out to be nothing more than elaborate get rich quick schemes designed to put money into the site owner’s pockets while the rest of us end up worse off. 
So, in my never-ending quest to find the best ways to make money online I decided to look into this site a little bit deeper to see whether or not Prime Time Profits could be a viable money maker or not.

What We’ll Cover In This Review:

What Is Prime Time Profits About?
Prime Time Profits is a website (found at PrimeTimeProfits.net) designed to funnel people to various get-rich-quick type scams by promising them easy money online.
The Prime Time Profits website has a big banner that says, “Copy My FREE Weird Trick to Make $500 Per Day Starting TODAY!”, making it sound like you’re not going to be asked to pay anything.
Underneath that there’s a video so I hit play to get a better idea of what this money-making opportunity is all about.
I gotta say, it’s probably one of the strangest sales videos I’ve watched. The narrator starts by asking what you would do if you found a special black box one day with a button on it…

Press that button, open it up and ‘poof!’ there’s a crisp $500 bill inside. You learn you can do this several times in a day and every time you do, the same happens. 

While they say they’re obviously not going to send you a special black box in the mail, they do claim they have a system which is the equivalent of a virtual money making black box that they’re going to give you access to.
At the end of the video the guy says, “All you do is fill out your name and address below and you’ll get access to everything.”

I didn’t bother entering my mobile number but that didn’t seem to be a problem. I was redirected to the next screen with another video saying “Well done! You’re halfway to getting that black box!”
The video is from a guy calling himself Charles McAllister who says Prime Time Profits works by using a stealth system to open up a back door into one of the biggest websites on the web: Amazon.com. 
They say with Amazon facilitating 6 million transactions a day and making a $178billion profit last year alone, getting just a tiny slice of the action could make you millions.
They go on to say some Prime Time Profit members are making between $5,000 and $10,000 a day with video testimonials sharing their success stories…

Immediately alarm bells are going off in my head, because, well… I’ve seen these guys many times before!
Just a couple of days ago I did a review of the Your New At Home Career scam and these people were in that promotional video too, bragging about how much money they’d made in just a few days.
I’m not saying these people are involved in internet scams directly, but they are hired by scammers as video spokespeople through a site called Fiverr.  

These aren’t real testimonials.
Whenever you’re on the hunt for new money-making opportunities, it’s never a good sign when the guys behind a system have to hire actors. If Prime Time Profits are legit then they’d easily be able to share real success stories from real members.
Remember they said it was free on their homepage? I guess that’s not true either…
Hit the add to cart button under the video and you’re redirected to this secure payment page and asked to pay $47.

From what we’ve seen so far I don’t think we’re onto a winner here…
Is Prime Time Profits A Scam? 6 Red Flags!
Prime Time Profits is definitely a scam and not the legit work-from-home program it pretends to be.
According to Wikipedia’s definition of a scam, there are six common scam indicators to watch out for.
So let’s put Prime Time Profits to the test and see how it stacks up.
1. Online Scams Say Anyone Signing Up Will Become Rich
Wikipedia says a classic tell-tale of a scam is that they offer you fast and easy money for little or no effort. Prime Time Profits fit the bill right off the bat.
I remember Charles McAllister (if that’s even his real name) claiming you could make up to $10k a day with his ‘easy done-for-you’ strategy.
I mean, just look at their main homepage banner. It clearly says you’ll be making a lot of money from day one. 

Incidentally, this is the exact same banner used in the Your Dream Websites scam I exposed recently. The website layout and everything are identical!
2. They’ll Tell Potential Victims The Route To Success Is By Following “Secret Formulas” No One Else Knows About
Does this sound familar?
It reminds me of all that talk in the video about ‘magical black boxes’ and ‘stealth systems’ that get through a hidden back door of Amazon…

The truth is there’s no such thing as an ‘automatic cash system’ or ‘profit-spitting machine’ anywhere – offline or online.
Yes, there are a lot of people making a good living as online entrepreneurs but that’s because they realised you build an online income by creating a profitable online business.
It takes effort to become successful and there’s no getting around that, the same applies to any area of life. Anyone offering you a secret back door or shortcut to success is just spinning you a line.
3. They’ll Claim They’ve Been Seen On Certain Websites Including Google And YouTube, Causing The Viewer To Assume Said Websites Endorse The Product
I’ve seen dozens of scams use these kinds of tactics to deceive people into thinking they are more credible than they actually are. 
Take a look at the Prime Time Profits homepage below and you’ll see not only do they use the Amazon logo a lot, but they also show news media outlet logos like Fox and Forbes making you think they’re legit…
But look at the wording carefully and you’ll see a clever little trick they’ve pulled here.
They don’t go ahead and say “Prime Time Profits have been featured in…” but instead, “Work from home opportunities have been featured in…”

See what they did there?! 😉
4. They Use Pressure Tactics To Encourage Victims To Sign Up Quickly, Claiming There Are Only A Certain Number of Copies Left, Or Using Special Discounts That Are Only Available For A Short Time.
Another thing Prime Time Profits and many other internet scams have in common is their use of so-called ‘scarcity tactics’.
On their main sales page they tell you there’s only a limited number of places left…

Click the Add To Cart button and you’ll see a big red 5-minute countdown right on the checkout page.
The video employs another pressure sales tactic telling us the site will be taken down “at any moment” because they can only accept a limited number of people into the program. 

5. Schemes Of This Nature Will Often Display Testimonials From “Previous Users.”
We’ve already seen Prime Time Profits using fake video testimonials. I’ve shown you PROOF those testimonials are 100% phony – given by people paid to read from a script.
If there were people out there already making a lot of money with Prime Time Profits I’m sure they’d be proud to tell their story. That’s got to tell you something about this ‘money making opportunity’. 
6. When Trying To Navigate Away From Their Website, Users Are Often Presented With Popups Offering Further Discounts In An Attempt To Make The User Feel Special.
If you’ve been on their website you’ve seen the giant pop up already, it’s pretty hard to miss!
Though they don’t give a direct discount, he does say the normal price of the Prime Time Profits system is $197 but right now it’s available for $47 for today only.

Looking at Wikipedia’s scam indicators, this system has all the classic warning signs.
On top of that, they make outrageous claims about how much money you can make, saying things like:
“This system dumps ridiculous amounts of cash into your bank account”
Without ever actually telling you anything about how it works or giving you a legitimate business model. 
After reviewing hundreds of programs calling themselves the ‘ultimate profit-making system’ I can tell you that sadly, 95% of them turn out to be nothing more than get-rich-quick schemes created to exploit people.
Shockingly the Federal Trade Commission reported that Americans lost $905 million to fraud and scams in 2017.
That’s a whole lot of money! 
Can You Make Money With Prime Time Profits?
Honestly, despite paid actors telling you you’re gonna make money within the first hour, I don’t think real people are not making any money with this so-called Amazon work from home system.
I’ve seen these kinds of scams many times before; yes they’re great at making big promises but they fail to make a difference to your bank balance.
Should you pay $47 to try this system out?
I mean they do have a 60 day money back guarantee…
The truth is, you don’t find money hidden in magical black boxes or growing on magical money trees, you make money by running a successful and profitable online business.
How I Make Big Profits Online (For Real)
Before you ask – no, I don’t have a magical black box that delivers crisp $500 bills on demand! (I wish I did though, that’d come in handy!)
There are a lot of ways to make money online. Some are good, some not so good, but starting a money-generating affiliate website is the holy grail of building a passive income. You can work anywhere, anytime and once you’re up and running you really do make money sleeping. 
Running a successful online business isn’t easy, but it’s a lot easier with the help and guidance you’ll get by following the step-by-step lessons from this program.
This is the exact same training I followed to get to where I am today. Whatever your financial goals are, they’ll equip you with the top training, tools and support to give you the very best chances of success.
You can also message me directly inside the members area at anytime. I’m usually logged in helping new members who are just starting out.
Click here to read my SUPER in-depth Wealthy Affiliate review to find out more.

Simon Crowe is the founder of The Make Money Online Blog and is on a mission to help as many people as possible kiss their bosses goodbye.
Get his free Affiliate Marketing Guide For Newbies to learn exactly how to build a real income online and make your dream business a reality.

12 Day Millionaire Review: Beware The Red Flags

In this 12 Day Millionaire review, you’ll find red flag after red flag. 
If you take the time to find out what these alarm bells are, you’ll definitely spare yourself from pies in the sky and money down the drain. 
It’s most likely your dream to make money online to sustain you for the long-term. However, with an ocean of scams riding the tide, you’ll certainly want to ride the right boat. 
In this review, you’ll know what 12 Day Millionaire really is, how much it costs if it’s a scam, and more. After reading this review, you’ll be able to make a better choice if you should try this or not.

What We’ll Cover In This Review:

What Is 12 Day Millionaire?
12 Day Millionaire is an affiliate income system put together by a guy named Josh. He supposedly has a specific formula for building income-generating websites that have made him earn an 8-figure income. 
The problem is, other than this phony screen name and claiming he’s a successful online marketer, there’s no other information about this supposed online big shot. 
What’s interesting is, the order form doesn’t mention of any Josh guy, instead, it shows the vendor for this system is named Benjamin Carter. 
Oops… There’s goes the first red flag. 
For the sake of identifying him, we’ll just call him Josh in this review. 
Josh is supposedly a philanthropist of some sort by offering his “best-performing websites” to you so you can make as much money as he does. He said it has a specific formula to get you to earn as much an 8-figure income over time.
Assuming he means 10 million by saying 8-figure income, which you supposedly earn in 24 months, this basically means he’s claiming you’ll make $400k monthly or $13k daily.
I thought he promised to help you become a millionaire in 12 days?!
Red flag number 2 right there. 
Whichever of the digits are true, which I doubt even one of them really is, the income promises are still insanely high. 
I’m not saying you can’t make this much with affiliate marketing but just paying $37 and clicking your way into this income goal is a mere pipe dream. 
If you want a realistic gauge of how much you can really make with affiliate marketing, listen to Simon as he explains it to you. 
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Dropping The Bombshell
The red flags aren’t over yet. What I said earlier was just a teaser. 
Now here’s the stunner:
Nowhere on the sales page will you hear this Josh guy talk about 12 Day Millionaire. 
Instead, you’ll see him mentioning an earlier launched shabby affiliate system called Copy My Cashflow. 
I don’t know about you, but to me, this means he doesn’t make enough money to hire a decent guy to make a new sales video for his scams. 
Instead, he just recycles his old ones lousily forgetting it mentions another dingy product. 
The Income Proof Is Fake
To somehow prove to you you’ll really make money, Josh will show you a PayPal transaction to an old lady named Lisa Bennett. 
Sweet to see an old lady still making $264? Hold your horses. 

Before you fall into this seeming income proof, if you do a quick image search, you’ll realize this woman is a mere stock image. 
What’s worse, Josh even used the same image for his Copy My Cashflow scheme!
Now I’m starting to believe he’s never made even a single penny by just recycling his old resources!
Or even if he had the money, he unwisely used it to pay Fiverr actors to make testimonials for him to somehow help him build his credibility.

It’s actually quite insulting to know he thinks we’ll fall into these dirty tactics of his. 
What’s more frustrating is his goal of preying on beginners and on people who are dire need of an income and desperately looking for a fast way to make some money.
He’s just killing their online income goals right when they’re starting out to make their move. 
How Much Is 12 Day Millionaire?
The front-end cost of 12 Day Millionaire is just $37. Josh says he originally priced it $97 but decided to give you a $60 discount.
I know at first this can look like a good thing. What’s not to like about a generous product creator, right? 
But guess what?
He’s bringing his philanthropy up a notch when you try to exit the website by offering it now to you at just $27!
Looks like he’s in a dire need of your money?
I’d like to you to think about this though…
If he’s generous like what he pictures himself to be, why won’t he just give the system for free?
Or how about this…
If his websites are really high converting, why would he let you pay spare change for it knowing he’ll have more competition when more people have access to his “winning formula”?
Sobering enough?
Better get sober not than later when you let him get hold of your money thinking you’ll get a 60-day refund policy when you really don’t.
How Does 12 Day Millionaire Work?
12 Day Millionaire’s sales page says you can make money without all the heavy lifting. You just pay up the front-end do a few clicks and Josh’s websites will get money flowing in for you. 
Josh adds he’ll do all the hard work and the sole thing left to do is login your account from time to time to check your money grow. 
Here’s the problem:
This is the only thing the sales page says. It doesn’t really explain how 12 Day Millionaire’s websites will generate the income for you. 
Scams like this purposely leave you hanging to entice you to pay up just so you’ll figure out how it really works. A classic dodgy tactic ending with your wallet $37 less and a bad life lesson. 
Now here’s the jaw-dropper:
Unlike what Josh boasts about on the sales page saying he’ll provide you with money machine websites, the disclaimer says otherwise. 

The disclaimer clearly says 12 Day Millionaire is not a business opportunity. It’s offers training and advice on search engine optimization?
Look at the disconnect!
Honestly, 12 Day Millionaire is just a piece of junk. It’s not worth your time nor your money. There’s no quick money online, even offline. (If we’re talking about legal opportunities)
Anything promising you huge income is just a strategy to push your emotional buttons to get you to decide while the pipe dream is still clear in your head. 
Poof it goes when you hand-in your heard-earned money. 
Is 12 Day Millionaire A Scam?
There’s no doubt 12 Day Millionaire is a scam. The fake income proofs, fake testimonials, and fake income claims are more than enough to give the verdict that it’s a scam. 
There’s not even a clear identity about the owner! One thing I know about legit opportunities, owners don’t shy away from revealing who they truly are. They’re proud to identify themselves with their products.
Phony product owners always do otherwise. 
Where Do You Go From Here?
Everything you see and hear on the sales video by the phony owner is a lie. There’s no doubt to it. 
It’s just a clear scheme to get you to part with your hard-earned money. As I’ve said earlier, shiny shortcuts won’t get you anywhere. It’s just created to push your buttons so you’d bring your wallet out.
To make a sustainable money online you have to learn the ropes yourself.
You have to know how to choose your niche and why you need to do so. You need to know how to build your niche-website, how to monetize it with affiliate products, and how to drive the right people to those offers.
You can’t just really on a hyped-up system that claims to do everything for you without really explaining what they’ll actually do. It’s a sure way to failure.
Learning this yourself will require time, effort, and a good step-by-step comprehensive training. 
Wealthy Affiliate offers this kind of training where you can start off without any cost. 
You can take the 1st 10 lessons and decides afterwards if you’ll continue on for the $49 membership where you’ll get the rest of the training and an access to like-minded affiliate marketers who also took the training themselves.
If you’re interested to know more about Wealthy Affiliate, head on to this tell-all Wealthy Affiliate review to your questions answered.
What’s Your Take?
Did you already get a hint of how phony 12 Day Millionaire is early on?
Are you convinced it’s a waste of money?
Scroll down and share your thoughts in the comments.  

Hi I’m IG, nope not a kin of the social media; I’ve been IG since ’93. I’m 1 part writer, 2 parts reader and 3 parts puzzle nerd.